SMSF Loans

SMSF is a Self-Managed Superannuation Fund. SMSF allows Australians to directly invest in their superannuation, it is regulated by the Australian Tax Office (ATO) & has to follow the same rules & restrictions as an ordinary superannuation Fund. You can have up to four members in an SMSF & all members must be trustees (or directors if there is a corporate trustee) unlike with ordinary funds, SMSF members are responsible for meeting compliance obligations.

If you are looking at planning your retirement and investing in property using your super funds, we can help you with

Purchase Residential SMSF Finance
Refinance Residential SMSF Finance
Commercial SMSF Finance (Purchase & Refinance)

We can assist you with advice on lending options with different SMSF lenders for

Purchase Residential SMSF Finance
Refinance Residential SMSF Finance
Commercial SMSF Finance (Purchase & Refinance)

There are a number of factors and lending criteria involved in the SMSF lending process and to ensure that SMSF lending is suitable for you, it is your responsibility to seek professional advice to understand your responsibilities.

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What are the advantages of SMSF

SMSFs offer members a greater level of control and flexibility when it comes to investing, including property. This is one of the most significant advantages of SMSFs.
SMSFs are often taxed at a lower rate than other investment options, and any benefits received by members after the age of 60 are usually tax-free. SMSFs also offer more flexibility when it comes to using tax strategies for taxable income and capital gains.
Asset protection is an important consideration for SMSF members. The fund can be used as a practical way to protect assets from future bankruptcy risks or creditor claims.
SMSFs can be more cost-effective than other funds as they grow, this is due to the fact that SMSFs have economies of scale.

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