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What We Can Help You With

Home Loan

Business Loans

Car/Personal Loans

SMSF Loans

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Home Loan

First Home Buyers

Are You ready to take the first step towards your first.
We can help First Home Buyers with every step. Pre-approval to settlement helping in understanding the process of purchasing your first home. Finding the best possible rate & most suitable lender as per your needs & requirements We can help with your First Home Owner’s Grant (FOGH) application & Calculating your budget, repayments & guidance with other aspects of this journey.

Purchase Residential Property

When you are looking to purchase an investment or owner-occupied property and need guidance on what is more beneficial to your financial situation we can assist you in getting a better deal from the lenders.

Whatever your situation is, we can help you in every step from applying for the best suitable home loan to settlement and will assist even after the settlement in any variation to your original loan type set-up if required.

Construction Finance

We can help you in building your new dream home which needs a different kind of loan known as a Construction Loan. This type of loan can also help you in doing major renovations to your existing property.

We have access to all leading lenders to source the best finance terms for your project.

Refinance Residential Property

Refinancing your mortgage is better way to save money which can help you in paying your home loan faster.

Whether you’re renovating, moving house, or just looking for a different home loan option we can help you make the most of your mortgage, so you can achieve your financial goals.

Reverse Mortgage

We can help our senior citizens to access the wealth tied up in their homes.
It’s an equity release product (ERP) for people over 60 to borrow money by using the equity in their homes as a security for the loan.

This money can be used for

  • Accommodation Bonds
  • Retirement lifestyle
  • Shared Sale agreements

This loan can be a lump-sum payment or a regular income stream or a combination of both. Like other loans, it doesn’t require any regular repayments

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    Business Loans

    Business & Equipment Finance

    We can help with your business loan needs & will make sure your business loan is set up to maximise your investments.

    Business Loans can help fund business growth, buying a new business or franchise, buying or investing in a commercial property, or looking to buy new equipment for your business.

    We offer hassle-free business loans & caters to all different sized businesses by reducing the complexity of dealing directly with the banks.

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    Car/Personal Loans

    Car & Personal Loans

    We can help with organising a personal loan at a very competitive price for your personal use like

      • Buying a new or used vehicle
      • Consolidate your debts
      • Holidays
      • House renovation
      • Wedding

     

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    SMSF Loans

    SMSF is a Self-Managed Superannuation Fund. SMSF allows Australians to directly invest their superannuation, it is regulated by the Australian Tax Office (ATO) & has to follow the same rules & restrictions as an ordinary superannuation Fund.
    You can have up to four members in an SMSF & all members must be trustees (or directors if there is a corporate trustee) unlike with ordinary funds, SMSF members are responsible for meeting compliance obligations

    If you are looking at planning your retirement and investing in property using your super funds, we can help you with

      • Assess borrowing capacity for your super fund.
      • Funds required for purchasing a property.

    We can assist you with advice on lending options with different SMSF lenders for

      • Purchase Residential SMSF Finance
      • Refinance Residential SMSF Finance
      • Commercial SMSF Finance (Purchase & Refinance)

    There are a number of factors and lending criteria involved in the SMSF lending process and to ensure that SMSF lending is suitable for you, it is your responsibility to seek professional advice to understand your responsibilities.

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    Get in Touch

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    Contact

    Phone

    02 9067 0433

    Email

    ajit@valuemortgage.com.au

    Address

    410 / 29-31 Lexington Drive Bella Vista NSW 2153